Why don’t you try? : Financing residential care
Paying for residential care in a care home is expensive. There is some help available to meet the cost, but the care system can be complicated and difficult to find your way through.
You may be eligible for financial help from your local council or, in some circumstances, from the NHS. If you are eligible for funding support, your local council could pay some or most of the fees. The council will carry out a care needs assessment. If this concludes you need care in a care home, they will carry out a means test to work out whether you qualify for help with the cost. This will look at your income and capital.
Where do I start in arranging care?
The first step to getting care, whether you need home adaptations, home care or a care home place, is to get a care needs assessment from your local council.
How much will I have to pay for care?
If you are eligible for funding support, your local council must calculate the overall cost of your care and, using the means test, how much you have to contribute to the overall cost from your financial resources. The council must ensure that the overall cost figure it calculates, called the ‘personal budget’, is high enough to meet the cost of at least one suitable care home.
Here’s a tip for you to try this week :
Arrange to speak with your local authority who will assess what costings will be between them and your loved one. Dependent upon the capital your loved one already has.,
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