What is the Carer’s Allowance?
If you care for someone, you may be entitled to the Carer’s Allowance.
If you are unsure if you are a carer, take a look at our ‘am I a carer?’ blog which will shed some light on whether you are a carer and if you are eligible for financial support.
Am I entitled to the Carer’s Allowance?
|Your Requirements||Your Loved One’s Requirements|
|Over the course of a week, you provide 35+ hours of care to a disabled loved one.||They must only be cared for by you for over 35 hours per week.|
|You are a carer for your loved-one. However, if someone else also cares for the same person as you, only one of you can claim Carer’s Allowance.||
The person being cared for must receive at least one of the benefits listed below:
|You’re aged 16 or over|
|It is important that you have lived in|
What you earn from paid work cannot exceed
|You cannot be in full-time education, which is classed as studying 21 hours per week or more.|
|The relationship to your loved one does not matter- you do not even have to be related.|
|If you are subject to immigration control, you cannot receive this benefit.|
|Both remote and in-person care means that you are entitled to the Carer’s Allowance.|
How does Covid-19 impact the Carer’s Allowance?
You can still qualify for this allowance if you are providing remote care during the pandemic. The government has confirmed that caring for a loved one includes providing emotional support.
If you are forced to take a break from caring due to self-isolation, your Carer’s Allowance payments will not be impacted.
What is the impact of the Carer’s Allowance on the benefits I currently have?
You cannot claim the Carer’s Allowance if you receive:
This can be put down to overlapping benefits rules. Essentially, if you’re already receiving the amount that the Carer’s Allowance provides then you are unfortunately not entitled to it.
That being said, the Carer’s Allowance does not count towards a benefits cap. However, if you receive Working Tax Credit or Child Tax Credit, then you should contact HMRC to make them aware of your claim.
That being said, you can still put in a claim, but as an ‘underlying entitlement’.
It’s a good idea to get an online benefit check to see if the Carer’s Allowance can be claimed as an ‘underlying entitlement’.
Equally, the person you care for may lose their:
It is likely that some of your benefits will be reduced, but in most cases the amount of your total benefits will either go up or remain the same.
What else am I entitled to?
If you are entitled to the Carer’s Allowance, it is possible that you are also entitled to:
How can I get the Carer’s Allowance?
You can apply either online or by post. Take a look at the gov.uk website for the details you will need to include and where to submit these details.
Remember, you can always appeal decisions due to mandatory reconsideration measures being put in place for every applicant.
However, we understand that this can be a lengthy and complicated process, which is why we want to make it easier for you.
You could book a carer support call to have us guide you through the application process.
Or you could subscribe for early access to the Reflect App, where we can give you advice on the application process and more background information regarding Carer’s Allowance.